Compare P2P lending accounts and IFISAs now

Property Lending

Click "Learn" to get help

28 Peer-To-Peer Property Lending Websites

You have dozens of choices when it comes to peer-to-peer property lending. As far as we know, we’re listing every single one of your choices on this page that you can genuinely call “P2P”. A small number of P2P property lending websites offer lending that is usually intrinsically low risk. Typically this means lending to… Read more

LandlordInvest Review

Here’s the LandlordInvest review, written by one of our specialists. You can find more reviews in our comparison tables. 4thWay’s LandlordInvest Review LandlordInvest has been building an excellent record, although we wish for more data. What is LandlordInvest? LandlordInvest mostly does residential bridging loans, but also some commercial-property bridging (e.g. loans against pubs and hostels), and… Read more

CapitalStackers Review

We present you the CapitalStackers review, by one of 4thWay’s specialists. 4thWay’s CapitalStackers Review Attractive opportunities for active lenders to pick high-quality loans with very large profit potential. What does CapitalStackers do? CapitalStackers* largely does development loans with its lenders taking the junior position. This means that another lender – typically a bank – will… Read more

CapitalRise Review

Here’s the CapitalRise review from one of 4thWay’s specialists: 4thWay’s Quick Expert CapitalRise Review Continues to impress CapitalRise is available to sophisticated/wealthy investors only So to use it you need to have: Invested in an unlisted company in the past 12 months (such as through crowdfunding websites). Or you need an income of at least £100,000 or… Read more

Loanpad Review

Here’s the Loanpad review from one of 4thWay’s specialists: 4thWay’s Quick Expert Loanpad Review An investment that will keep your money safe through everything short of nuclear war Loanpad Review: their best-rated product This account has been paying interest after zero bad debts. Read about the 4thWay PLUS Ratings, compare more peer-to-peer lending accounts or… Read more

Assetz Capital Review

This Assetz Capital review was written by one of 4thWay’s specialists. You can find this review as well as reviews on other peer-to-peer lending companies in our comparison tables. Note in 2022: it’s currently still slow to lend your money, as Assetz Capital has been taking a lot of months to grow again after reopening… Read more

Downing Crowd Review

One of 4thWay’s specialists has written a Downing Crowd Review. 4thWay’s Quick Expert Downing Crowd Review Downing Crowd doesn’t provide enough information to assess the risks, so new lenders are shooting blind. What is Downing Crowd? Downing Crowd does loans to UK businesses that own property or energy projects, including businesses developing property. It’s looking… Read more

HNW Lending Review

Here is the most recent HNW Lending review from one of our experts. 4thWay’s Quick Expert HNW Lending Review A “swinger” with a high number of very secure loans and first loss usually paid by its directors, but the minimum lending amount is very high HNW Lending Review: their best-rated product This account has been… Read more

Proplend Review

This is a Proplend review, written by one of our specialists. You can find more reviews in our comparison tables. 4thWay’s Proplend Review Fantastically good property security, usually backed up by steady rent, and excellent returns for lenders. Proplend Review: their best-rated product This account has been paying interest after bad debts. Read about the… Read more

What We Learned From Kuflink’s First Profitable Accounts

Kuflink* has just reported its first ever profit of about £400,000, off the back of real earnings of about £3 million, for 2021. This is the first profit for the group since it launched its P2P lending arm, after results previously improved from a £3 million loss in 2019 to a loss of just £100,000… Read more

Today’s average interest rates

What is the “4thWay”?

There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay® to save and invest.
Learn more.

What does 4thWay do?

We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.

Why use 4thWay?

4thWay® is shaped by investors, bank risk modellers and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

We make no money from reviewing CapitalRise. Weeks of man-hours and expertise has gone into it. (Interviews, reviewing facts, programming bespoke analysis software, manual data analysis…) Millions of pounds are invested in P2P lending accounts each year on the basis of our research. That’s why we ask for a small donation by clicking this text. Even just contributing £10 per £1,000 you invest (1%) helps.

Close

×
Back to top