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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
- P2P Lending Vs Other Investments.
- The IFISA (P2P ISA) Guide.
- 4thWay’s 10 P2P Investing Principles.
P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
LEARN FROM OUR DETAILED REVIEWSRead our research articles
4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
This Will Help You!
I don't often write about the ethical, ecological, responsible, “doing good” or social aspects of lending. Hardly anyone clicks on headlines like that. Yet now that I've tricked you into this one with my vague title, would you give me a few minutes, as: We...
CONTINUEWhich P2P Lending Companies’ Lending Fees Are Not Tax Deductible?
We had a query from a 4thWay user about tax rules on lender fees recently, so I thought we could answer that for everyone. The reader was asking about whether lender fees are tax deductible, what that even means, which P2P lending companies currently charge...
CONTINUEWe Answer IFISA And Other Tax Questions From 4thWay Readers
Update: the first answer was corrected on 10th June after a stupid error by me. My apologies. On the positive side, on the 11th June HMRC explicitly confirmed to 4thWay that our second answer is correct. We have two questions on flexible ISAs and one...
CONTINUEReview of the month
HNW Lending is back! We've reassessed this after a long delay and there's an awful lot to update you on.
DISCOVER HNW LENDING4thWay in the news
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