Compare IFISAs / Peer-to-Peer Lending Accounts

4thWay®, the world's first peer-to-peer lending ratings and research agency, makes it easy for you to compare interest rates, risks and costs:

Peer-to-Peer Lending Co.
Interest Rate
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Lending Works
Interest Rate
6.0%
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Growth Street
Interest Rate
5.3%
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
RateSetter
Interest Rate
4.3%
4thWay® PLUS Rating
Compare P2P lending accounts & IFISAs >

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Latest Peer-to-Peer Lending News

Earn Up To £500 Cashback For Lending Works IFISA Transfers

New Lending Works* IFISA customers can earn between £50 and £500 cashback, exclusively through 4thWay, if you transfer cash ISA, share ISA or IFISA cash into the Lending Works IFISA. This is a very limited time exclusive offer. Even we don’t know how long we can exclusively offer it to you for, but the estimate is… Read more

Brief But Good Updates On Proplend, Growth Street…And Sergii?

4thWay short-term exclusive! Up to £500 cashback when you transfer ISAs to the Lending Works IFISA. Read more. Proplend Proplend* has given an update on its P2P mortgages to commercial and residential property owners that are leasing out their properties. One loan was repaid about a month late. Lenders earned an extra 20% interest in the… Read more

Video: What We Learned From RateSetter’s CEO

4thWay short-term exclusive! Up to £500 cashback when you transfer ISAs to the Lending Works IFISA. Read more. What we learned about RateSetter’s experiments Rhydian Lewis, RateSetter’s* CEO, got the chance to present his business recently. I’ve set the above video to start from the point where I think it might be particularly interesting to individual… Read more

Candid Opinion & Peer-to-Peer Lending Tips

New 4thWay IFISA Comparison Service Now Live!

We’ve provided you with a lot of information on peer-to-peer lending sites in our very detailed comparison service since 2014. And that includes IFISAs since the first one was released. However, we’ve now created a separate IFISA comparison service to make it easier, and added more information on costs, whether you can transfer in from… Read more

The IFISA (P2P ISA) Guide

4thWay short-term exclusive! Up to £500 cashback when you transfer ISAs to the Lending Works IFISA. Read more. Don’t be fobbed off with cheap imitations of this guide. We have put our blood and guts into drawing out absolutely all of the details of how IFISAs work from the taxman’s notoriously tight-lipped officials, and chased down… Read more

Landbay Rates Rise, Risks Remain Low

4thWay short-term exclusive! Up to £500 cashback when you transfer ISAs to the Lending Works IFISA. Read more. When high-quality peer-to-peer lending websites first start up, they often pay interest rates to lenders that are too generous compared to the risks involved. The risks can be extremely low because, at that stage, the peer-to-peer lending website… Read more

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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