Compare IFISAs / Peer-to-Peer Lending Accounts

4thWay®, the world's first peer-to-peer lending ratings and research agency, makes it easy for you to compare interest rates, risks and costs:

Peer-to-Peer Lending Co.
Interest Rate
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Lending Works
Interest Rate
6.0%
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Growth Street
Interest Rate
5.3%
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
RateSetter
Interest Rate
4.9%
4thWay® PLUS Rating
Compare P2P lending accounts & IFISAs >

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Latest Peer-to-Peer Lending News

P2P Lending And IFISA Cashback Deals Available Now

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   A P2P lending site should convincingly pass a lot of tests before you trust it with your money. Getting a cheap cashback bribe with your ordinary peer-to-peer lending accounts or your IFISAs is usually way, way down at the… Read more

How Peer-to-Peer Lending Works

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   We try to explain peer-to-peer lending in What the Heck is Peer-to-Peer Lending? However, it can sometimes be easier in an image. So we’ve created one for you called “How Peer-to.Peer Lending Works – For Investors”. Click on… Read more

Will Lenders On Collateral UK, The Disgraced P2P Site, Get Their Money Back?

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   Peer-to-peer lending website Collateral UK went out of business in February 2018. It was quickly alleged to be operating without the correct permission from the financial regulator. It now appears to have appointed administrators, who we can expect… Read more

Candid Opinion & Peer-to-Peer Lending Tips

How To Lend Across Multiple IFISAs In One Year!

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   As you may know, you can only open one IFISA in a tax year, which runs from 6th April to 5th April, and this limits your ability to spread your money and the risks across lots of provider…. Read more

BLEND Network Review

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   Below, from one of 4thWay’s experts, is the BLEND Network review. Blend is a P2P lending platform focused on development loans and lending to businesses secured against real property (real estate), with good-looking interest rates and attractive looking… Read more

The IFISA (P2P ISA) Guide

Up to £1,000/10% cashback for new and existing lenders in LendingCrowd, RateSetter and Growth Street. Read more.   Don’t be fobbed off with cheap imitations of this guide. We have put our blood and guts into drawing out absolutely all of the details of how IFISAs work from the taxman’s notoriously tight-lipped officials, and chased down… Read more

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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