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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

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4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

Best Innovative Finance ISAs In 2024

What are the best Innovative Finance ISAs? The best innovative finance ISAs are these nine, which offer a market-leading risk-reward balance: Assetz Exchange IFISA. (Minimum £1 per loan.) CapitalRise IFISA. (Minimum £1,000 per loan.) CapitalStackers IFISA. (Minimum £2,500 per loan.) CrowdProperty IFISA. (Minimum £500 that...

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The 13 Key Peer-To-Peer Lending Risks

The main peer-to-peer lending risks are: Yourself (psychological risk). Not enough diversification (concentration risk). Losing money due to bad debts (credit risk). Losing money due to a P2P lending site going bust (platform risk). Losing money due to a solvent wind down (more platform risk)....

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UK Peer-to-Peer Lending For Overseas Residents

Here's our list of P2P lending companies that we are aware of that you can lend through from overseas, i.e. outside the UK. And there's another list below of those that we know you can't. In addition to any requirements below, you may only open...

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Review of the month

Assetz Exchange is property lending with returns linked to rising rents and with lenders getting a share of profits when the property is sold. When you have time and energy for a marathon read, check out our highly detailed assessment.

DISCOVER ASSETZ EXCHANGE

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