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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
- P2P Lending Vs Other Investments.
- The IFISA (P2P ISA) Guide.
- 4thWay’s 10 P2P Investing Principles.
P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
LEARN FROM OUR DETAILED REVIEWSRead our research articles
4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
4thWay P2P And Direct Lending Index: March 2025
Four years ago – spring 2021 – marked the beginning of the quick rise in inflation, eventually peaking at an annual rate of 9.6% by October 2022. It remained very high in historical terms till September 2024. While it has fallen substantially now, it's still...
CONTINUEHNW Lending Wins Ruling, Contra To Lost Case Last Year
This update on 29th April 2025 is writing up a case in the High Court in February 2025. The judgment on the case was made on 17th April 2025 and it has just landed in my hands. Since the case is now on the public...
CONTINUEThe Inaccuracy Of Property Price Forecasts And What To Do About It
However, I'm not going to remind you what the latest property-price forecasts from the UK's best-known economists are for 2025 or the next 12 months. If you want to know, you'll have to look them up yourselves. Here's why… What happened in 2024? To start...
CONTINUEReview of the month
Loanpad has changed its lending criteria and that and other things have been picked up in 4thWay's latest detailed reassessment, yet it still remains an investment to get you through an Armageddon!
DISCOVER LOANPAD4thWay in the news
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