4thWay® shows you how to earn more money, more safely through peer-to-peer lending
Compare IFISAs / Peer-to-Peer Lending Accounts
Three providers of P2P lending accounts or IFISAs that have earned the top calculated 4thWay PLUS Rating on at least one of their products:
Your Panel of Peers
How lenders like you are protecting your interests
Find out more about your panel of peers >Latest Peer-to-Peer Lending News
The Peer-To-Peer IFISA Guide
We have nagged the taxman’s notoriously tight-lipped officials, and chased down accountants, IFISA providers and even 4thWay’s own skilled experts to give you answers to all your IFISA questions, as well questions you never thought to ask. Here goes: What is an IFISA? An IFISA allows you to lend up to £20,000 per tax year… Read more
The Real Reason Zopa Is Closing Its P2P Arm
Zopa has closed its P2P arm to focus on its bank. Zopa wrote to its customers: “Sadly, over the last few years, customer trust in P2P investing has been damaged by a small number of businesses whose approach led to material losses for customers investing in those platforms. Linked to this, the changing regulation in… Read more
Learn From Northern Provident Investments To Stay Out Of Trouble
Northern Provident Investments was a company I’d never even heard of that offered IFISAs. It recently shut down, possibly because it offered mini-bonds, which the FCA recently banned from mass-marketing. Clearly, it was small. It also seems likely it either didn’t offer P2P lending investments or that it was a blend of P2P lending and… Read more
Candid Opinion & Peer-to-Peer Lending Tips
28 Peer-To-Peer Property Lending Websites
You have dozens of choices when it comes to peer-to-peer property lending. As far as we know, we’re listing every single one of your choices on this page that you can genuinely call “P2P”. A small number of P2P property lending websites offer lending that is usually intrinsically low risk. Typically this means lending to… Read more
CapitalStackers Review
We present you the CapitalStackers review, by one of 4thWay’s specialists. 4thWay’s CapitalStackers Review Attractive opportunities for active lenders to pick high-quality loans with very large profit potential. What does CapitalStackers do? CapitalStackers* largely does development loans with its lenders taking the junior position. This means that another lender – typically a bank – will… Read more
CapitalRise Review
Here’s the CapitalRise review from one of 4thWay’s specialists: 4thWay’s Quick Expert CapitalRise Review Continues to impress CapitalRise is available to sophisticated/wealthy investors only So to use it you need to have: Invested in an unlisted company in the past 12 months (such as through crowdfunding websites). Or you need an income of at least £100,000 or… Read more