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Lenders: easily compare interest rates, risks, costs and features of peer-to-peer lending websites and IFISAs

4thWay® PLUS Ratings formulated by debt specialists, quantitative risk modellers and experienced investors

We're governed by you, so expect candid reporting and trustworthy peer-to-peer lending and IFISA comparison

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Compare IFISAs / Peer-to-Peer Lending Accounts

Three of 4thWay's top choices to make money during COVID-19 (click/tap on "Newsletter tips & alerts" at the top to get a free report on them):

Peer-to-Peer Lending Co.
Interest Rate
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Proplend
Interest Rate
7.27%
4thWay® PLUS Rating
4thWay PLUS Rating 3
Peer-to-Peer Lending Co.
Kuflink
Interest Rate
7.00%
4thWay® PLUS Rating
4thWay PLUS Rating 3
Peer-to-Peer Lending Co.
Loanpad
Interest Rate
4.00%
4thWay® PLUS Rating
4thWay PLUS Rating 0.5
Compare P2P lending accounts & IFISAs >

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Latest Peer-to-Peer Lending News

Growth Street Lenders Get Full Return Of All Money And Interest

Today, Growth Street said: “We have recently concluded redemption of our platform investors in full as part of the Resolution Event declared in June 2020. As of 13th January 2021, all remaining funds have been returned to peer-to-peer investors and our investor platform is in the process of closing. Well done to the Growth Street… Read more

P2P Lending And COVID-19: Lots Of News And Updates, Nov 2020

It’s been a lot of work trying to stay on top of all the P2P lending companies for you during the pandemic. as we sought extra information, meetings and data submissions from the P2P lending companies. Here’s a summary of much of our recent research. These COVID-19 updates are shown in the order they appear… Read more

Recent Movements In The 4thWay PLUS Ratings

The 4thWay PLUS Ratings and 4thWay ALT Ratings have been showing their worth during the pandemic and we strongly expect they will continue to do so. P2P lending doesn’t evolve around the world of COVID-19, though, so there have been a few changes to 4thWay PLUS Ratings in recent weeks for more mundane reasons. Kuflink… Read more

Candid Opinion & Peer-to-Peer Lending Tips

CrowdProperty Review

Here’s the CrowdProperty review from one of 4thWay’s experts: 4thWay’s Quick Expert CrowdProperty Review Development lending as a low risk, high-interest rate opportunity CrowdProperty Review: their best-rated lending account This account has been paying interest after bad debts. Read about the 4thWay PLUS Ratings, compare more peer-to-peer lending accounts or visit CrowdProperty. When did CrowdProperty… Read more

CapitalStackers Review

Below is the Quick Expert Review of CapitalStackers from one of 4thWay’s specialists. 4thWay’s Quick Expert CapitalStackers Review Very attractive interest rates and takes loan checking to a whole new level CapitalStackers* has completed since launch in 2014. Its team is right up there as one of the most competent we have seen. It focuses on development… Read more

Sourced Capital Review

One of 4thWay’s specialists has written a Sourced Capital Review, summarising the key points. It will probably take 10-12 minutes to read the whole thing. 4thWay’s Quick Expert Sourced Capital Review Tight core lending standards temper its short history, although less sales talk and more substantial information is needed over the coming months. What is… Read more

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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