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4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.
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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
- P2P Lending Vs Other Investments.
- The IFISA (P2P ISA) Guide.
- 4thWay’s 10 P2P Investing Principles.
P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
LEARN FROM OUR DETAILED REVIEWSRead our research articles
4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
Which P2P Lending Companies’ Lending Fees Are Not Tax Deductible?
We had a query from a 4thWay user about tax rules on lender fees recently, so I thought we could answer that for everyone. The reader was asking about whether lender fees are tax deductible, what that even means, which P2P lending companies currently charge...
CONTINUEWe Answer IFISA And Other Tax Questions From 4thWay Readers
Update: the first answer was corrected on 10th June after a stupid error by me. My apologies. On the positive side, on the 11th June HMRC explicitly confirmed to 4thWay that our second answer is correct. We have two questions on flexible ISAs and one...
CONTINUEThe Inaccuracy Of Property Price Forecasts And What To Do About It
However, I'm not going to remind you what the latest property-price forecasts from the UK's best-known economists are for 2025 or the next 12 months. If you want to know, you'll have to look them up yourselves. Here's why… What happened in 2024? To start...
CONTINUEReview of the month
Loanpad has changed its lending criteria and that and other things have been picked up in 4thWay's latest detailed reassessment, yet it still remains an investment to get you through an Armageddon!
DISCOVER LOANPAD4thWay in the news
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