Compare the Peer-to-Peer Lending Lending Websites

4thWay®, the world's first peer-to-peer lending ratings and research agency, makes it easy for you to compare interest rates, risks and costs:

P2P Lending Co.
Interest Rate
4thWay® PLUS Rating
P2P Lending Co.
Growth Street
Interest Rate
5.3%
4thWay® PLUS Rating
P2P Lending Co.
Proplend
Interest Rate
6.91%
4thWay® PLUS Rating
P2P Lending Co.
RateSetter
Interest Rate
4.8%
4thWay® PLUS Rating
Compare the P2P lending services now >

Your Panel of Peers

How lenders like you are protecting your interests

Find out more about your panel of peers >

Latest News

Video: What We Learned From RateSetter’s CEO

What we learned about RateSetter’s experiments Rhydian Lewis, RateSetter’s* CEO, got the chance to present his business recently. I’ve set the above video to start from the point where I think it might be particularly interesting to individual lenders as regards to RateSetter’s own business, especially in the light of its recent misfortunes, which RateSetter… Read more

Money-Saving Tips Websites Are A Risk To Your P2P Wealth

This week I received a newsletter from a popular money-saving tips website that said: “Peer-to-peer lending isn’t the only option for savers keen to earn more – there’s also investing to consider.” It was just yet another time that I’ve heard P2P being described as savings for savers when it is actually a form of… Read more

What’s Happened Recently That You Need To Know

We’re not a P2P “industry news” site, but we do like to report news if it directly helps individual lenders to make better lending decisions, which is our entire raison d’être. A lot of news like this has occurred over the past six weeks or so, so here’s a round-up: Risks at Zopa have risen… Read more

Candid Opinion

Assetz Capital’s 4thWay PLUS Ratings Down & Upgrades – Nov 2017

As peer-to-peer lending website Assetz Capital’s loans have matured (got closer to their final repayment dates or been fully repaid by borrowers) we can now see better how they perform in terms of bad debt. In addition, the mix of different types of loans offered by Assetz Capital, and their characteristics, has changed, which impacts… Read more

I Know What You’re Thinking About P2P Lending And You Were Right All Along

Taking a hard, cold look at that jumble of ideas, desires and fears we have in our own noggins should not be an afterthought, and reading about investor psychology not just something to do one idle evening in an armchair after we’ve already got our money invested. Instead, I think it is the most important… Read more

Flender Review

Flender* is a new peer-to-peer lending website that has recently provided us enough information to be listed in 4thWay’s peer-to-peer lending comparison service. This takes place after our experts’ usual exhaustive questioning and data gathering. One of them has written a brief summary of their key findings and an own opinion in this Flender Review:… Read more

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
Back to top