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Compare IFISAs / Peer-to-Peer Lending Accounts

Showing 4thWay's top three choices to make money through the COVID-19 pandemic:

Peer-to-Peer Lending Co.
Interest Rate
4thWay® PLUS Rating
Peer-to-Peer Lending Co.
Loanpad
Interest Rate
4.5%
4thWay® PLUS Rating
4thWay PLUS Rating 0.5
Peer-to-Peer Lending Co.
Proplend
Interest Rate
7.27%
4thWay® PLUS Rating
4thWay PLUS Rating 3
Peer-to-Peer Lending Co.
CrowdProperty
Interest Rate
7.84%
4thWay® PLUS Rating
4thWay PLUS Rating 3
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Latest Peer-to-Peer Lending News

P2P Lending And IFISA Cashback Deals Available Now

Some P2P lending sites currently offer attractive cashback deals for new lenders of up to £4,000. At the bottom of this article, you’ll also see a less generous cashback deal is available to existing lenders at the moment. A P2P lending site should convincingly pass a lot of tests before you trust it with your money…. Read more

P2P Lending And COVID-19: All News And Updates

Here, we’re pooling together the most topical news and questions that have come up over the past week. We’ll keep this page updated as the global-health crisis runs its course. More comprehensive guidance for lenders from our specialists and contributors will be added at the end of March/early April, and sent out to our subscribers…. Read more

The Election Result Is Boosting P2P Lending

Crowd2Fund’s CEO recently expressed strong views on the subject of industry news and forecasts, so we invited him to write about them on 4thWay. 4thWay’s editor (Neil here) added in subtitles and lightly edited. The election result helps the P2P industry grow rapidly Crowd2Fund* is planning rapid expansion during 2020 due to the decisive election… Read more

Candid Opinion & Peer-to-Peer Lending Tips

How Investors Beat The COVID-19 Downturn With P2P Lending

In this special P2P Lending COVID-19 guide, read how savers and lenders can survive and thrive despite the COVID-19 outbreak. You’ll learn about: The history of epidemics and downturns on P2P lending and other investments. The attitude to your investments that you need to adopt now. How to achieve your saving and investing goals in… Read more

How COVID-19 Shows That P2P Lending Is A Fairer Investment

I’m a fan of the stock market. I think most people with a long time to invest should have some of their money in it. I’ve written about share investing in various pieces on 4thWay, including in this guide I co-wrote: Peer-to-Peer Lending Vs Other Investments. For all its volatility, the stock market a good… Read more

How The Financial Ombudsman Protects Your P2P lending

I have a lot of professional and some personal experience with the Financial Ombudsman Service, all of it good. This powerful and excellent service has helped millions of people. It handles complaints about financial businesses that are regulated by the Financial Conduct Authority. This includes UK-based P2P lending companies as well as financial advisors, in… Read more

My team and I (Neil here) have put together a special P2P Lending COVID-19 guide for you! Read how savers and lenders can survive and thrive despite the COVID-19 outbreak.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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