Compare the P2P Lending Websites and Apps

4thWay®, the world's first P2P ratings and research agency, makes it easy for you to compare interest rates, risks, costs and features:

P2P Lending Co.
Interest Rate
4thWay® PLUS Rating
P2P Lending Co.
Growth Street
Interest Rate
6.4%
4thWay® PLUS Rating
P2P Lending Co.
Landbay
Interest Rate
3.75%
4thWay® PLUS Rating
P2P Lending Co.
Proplend
Interest Rate
6.3%
4thWay® PLUS Rating
Compare the P2P lending services now >

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Latest News

Major P2P Founder Warns: “Our Industry May Never Be Profitable”

A couple of months ago, towards the end of March, I had a one-to-one meeting with a leading light of the peer-to-peer (P2P) lending industry. This well-known and worldwide respected individual co-founded one of the UK’s largest P2P lending websites. During our chat, which lasted less than 40 minutes, we discussed a wide range of… Read more

Where Can You Buy Or Sell Existing Loans?

See a list of all the peer-to-peer lending secondary markets, how much they cost and whether you can buy and sell loans at a discount or premium. A peer-to-peer lending secondary market – or marketplace – allows you to buy and sell existing loans after they have already begun. Why would you do this? Because… Read more

ThinCats The 5th P2P Site To Breach £200m

Many lenders like to assess P2P lending sites based on their size. That’s why our experts looked at total P2P lending from 39 different platforms available to UK lenders since they first started. This is the fullest – and after our experts’ adjustments probably the most accurate – list of UK total P2P lending anywhere…. Read more

Candid Opinion

Why Growth Street Is Number One

It’s exciting for me to see changes in 4thWay’s comparison tables, but how are the different P2P lending products in those tables ranked from top to bottom? And how has this enabled new entrant Growth Street to go straight to the top of the table? What’s so good about it? How Growth Street shook things… Read more

LendingCrowd On Track For A Top Rating

It’s very early days still for LendingCrowd, but so far it’s a tale of two halves: LendingCrowd’s lower-risk loans are easily on track for the top 5/5 4thWay PLUS Rating. But its higher-risk loans do not currently appear to pay lenders enough interest to cover the risks during a severe recession. Comparing LendingCrowd and Funding Circle… Read more

The Best IFISAs Available Now (Reviews Updated Regularly)

The number of IFISAs is growing (the full list of IFISAs is here), so I have narrowed the playing field down to the best IFISAs for low risk as well as the top choices for those people who want to pick individual loans. I regularly update these best IFISAs lists as the existing IFISAs change and… Read more

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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