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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
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P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
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4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
Is P2P Lending Going To Be Rocked Like Private Credit?
A number of funds that mimic the role of banks have sustained losses. Furthermore, they've had to restrict withdrawals from investors, sparking concerns of weaknesses in the global financial system. You might have read about these problems repeatedly over the past half year. It's called...
CONTINUE4thWay P2P And Direct Lending Index: Q1 2026
Online direct lending, including P2P lending, had its worst month in its history in January 2026, with investors losing money overall for the first time For the first time since the 4thWay PADL Index started in July 2014, lenders lost money overall over the course...
CONTINUETesting Housemartin’s Sector Resilience
Edits on 15th May 2026: since publishing this on 30th April, several important additions and corrections have been added below. Until the end of May, those changes will all show in bold. Do you want the good news or the bad news first? Right, the...
CONTINUEReview of the month
There's an awful lot of new information in this update on Lendwise, which helps you lend to postgraduate students.
DISCOVER LENDWISE4thWay in the news
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