Compare P2P lending accounts and IFISAs now

Contact

Home > Contact

Click "Learn" to get help

For our website users

If you have any queries or thoughts on how we could make any improvements, please email contact@4thWay.co.uk or call 020 8144 3364.

We're often on skype at trythe4thway

For businesses

Journalists looking for 4thWay data, research and opinion, contact: pr@4thway.co.uk or Sonia at sonia@soniarehill.com.

P2P lending companies' marketing departments should contact Neil Faulkner at neil.faulkner@4thway.co.uk.

P2P lending companies' PR department should contact editorial@4thway.co.uk.

4thWay

BFGSL Ltd, 18 St. Cross Street, 4th-6th Floor, London EC1N 8UN

Registered in England & Wales. Company No: 8270103.

4thWay^® Forecast Returns Index: 4.59%

There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay^® to save and invest.
Learn more.

We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.

4thWay^® is shaped by investors, bank risk modellers and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay^®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay^®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay^®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay^®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay^®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

We make no money from reviewing CapitalRise. Weeks of man-hours and expertise has gone into it. (Interviews, reviewing facts, programming bespoke analysis software, manual data analysis…) Millions of pounds are invested in P2P lending accounts each year on the basis of our research. That’s why we ask for a small donation by clicking this text. Even just contributing £10 per £1,000 you invest (1%) helps.

Back to top