Your Panel of Peers
Our website users are in charge!
4thWay® users such as yourself – that's other people who lend their money through P2P websites, are nominated by you to govern this website.
To read about the Panel of Peers' specific powers and responsibilities, read Panel of Peers' Powers And Responsibilities.
To see the most important requests from the Panel of Peers, and all orders we have received from them, as well as how we have handled them, read What The Panel Of Peers Has Achieved.
Who's on the Panel?
Voted by 4thWay® users, we already have two people from your own ranks on the Panel of Peers. That's two experienced and active individuals in P2P lending.
Read about the two people who are ensuring that 4thWay® maintains high standards of trustworthiness and accuracy.
Nathan Hill is a senior research fellow in primary care at the University of Oxford. His research background comes in handy when he's looking into peer-to-peer lending investments.
He helps run the not-for-profit Society for Academic Primary Care.
Plus he's a black-belt-ninja-single-parent with a six-year-old boy! But he still volunteers some of his free time to help ensure all of you can trust what you read on 4thWay®!
“JamesFrance” is the internet name of an active P2P investor who has retired to Carcassone in south France – a great place to be if you want to withstand a siege by catapult.
He takes an interest in the details, noticing such things as whether a P2P lending company really does have permission to operate from the financial regulator.
JamesFrance invests mostly in European P2P lending opportunities, such as Mintos and Bondora, although he's also in Assetz Capital, ThinCats and Saving Stream.
Join the Panel
Please help maintain our website as a haven of trustworthy, candid, accessible information for you and other lenders in the often murky world of finance.
We're looking for more active individual savers and investors like you to join the first governing body of this website. If we're failing you and other individual lenders, you can order us to put things right.
Who we're looking for
We're looking for knowledgeable investors to govern our website and make sure it always stays focused on individual lenders' interests.
In return for a few hours work per year, we'll offer you free access to any premium services that we add to our website.
You'll collectively be the “Panel of Peers”. You have to know that the Panel of Peers is a work in progress. We hope the first panel members will shape it, but the single job of the Panel will be to ensure that 4thWay's services are, and remain, highly trustworthy. To reverse that: is 4thWay going to cause its users any harm?
We'd prefer you to use your real name but you can use an internet name provided we can be fairly sure that you are not connected to anyone at 4thWay® or to the P2P lending industry itself.
To put your name or someone else's forward for nomination by other 4thWay® users, please get in touch with me, the main founder and a fellow investor and P2P lender:
Phone: 020 8144 3364