Find the best peer-to-peer lending accounts in the UK
Weeks of research, calculations and interviews by 4thWay’s specialists go into each and every provider shown in our comparison tables, making it easier for investors to identify the best peer-to-peer lending companies in the UK market.
Showing 28 peer-to-peer lending accounts for you to compare. Sorted by best 4thWay PLUS Rating first, then by Risk Score and finally by interest rate.
Showing the current interest you’re expected to receive after deducting:
- The P2P lending company’s fees.
- The bad debt that the P2P lending company expects you to incur.
The rate makes no deductions for taxes or for money that is not currently being lent.
Why are some rates shown different to the P2P lending company’s own website?
We convert interest rates to the same calculation so that the comparison is fair. Read more here.
A score of the estimated risk of losses from bad debts in a severe recession/property crash before adding interest earned
A lower score is better. Click on a Risk Score in 4thWay’s comparison table to get more information about how that particular score was awarded or learn more about the 4thWay® Risk Scores.
4thWay® Risk Scores assume you spread your money across lots of loans, using multiple peer-to-peer lending platforms to do so if necessary. They are impartial and conservative, and they are indicators, not guarantees or promises. For use with supplementary research.
Showing a brief description of the P2P lending company.
Peer-to-peer lending in the UK: review and compare your P2P options!
Here, you get to see UK peer-to-peer lending reviews, research and P2P comparison for your investment decisions. You won’t just see the best peer-to-peer lending in the UK here, but also the – let’s say – rather less than best! Because we don’t hold back with our candid research. We candidly review any P2P investment that takes the step of opening its people, business model and results to 4thWay’s intensive scrutiny.
Plus, you’ll find here our unique ratings, which stress-test how lending through specific lending accounts and loans might perform in a severe recession and property crash.
If you are either based in the UK or would like to lend through companies based in the UK, 4thWay’s specialists in investing, credit and credit-risk provide the most thoroughly researched and professional comparison.
Impartial. Accurate. Expert. Checked by users like you.
Commission and impartial research: our service is free to you, including our peer-to-peer lending reviews, P2P comparison tables, ratings, guides and research articles. Some peer-to-peer lending companies above compensate us when you open accounts. Read How We Earn Money Fairly with Your Help.