Compare IFISAs
Showing 17 IFISAs, sorted by best PLUS Rating first, then by Risk Score and finally by interest rate.
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IFISA
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4thWay® PLUSRating
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RiskScore
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Interest AfterBad Debts
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Description
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"Is that the best IFISA?" Comparing IFISAs the candid way
IFISAs are tax-free lending accounts. This IFISA comparison table shows peer-to-peer lending IFISAs. IFISA providers that are P2P add an extra layer of safety. By offering direct lending between you and the end borrowers, they further reduce your chances of losses due to a failure of the IFISA provider in the middle.
The above table contains the best IFISA providers available. Not only that, it contains all IFISA providers that have run the gauntlet of our intensive investigative process, where we collect over 100 data points, interview key people and conduct independent research. We provide our candid opinions on any IFISA provider that is transparent enough for us to make a solid assessment of the risk and rewards.
Each IFISA has one of our unique ratings, when the IFISA provider has enough history. The 4thWay PLUS Ratings are based on the Basel stress tests, telling ups how they might perform in a severe recession and property crash. Only the best IFISAs can earn the top, 3/3 rating, but do look for the hidden gems lower in the table that might not yet have quite enough history to have earned a 4thWay PLUS Rating.
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Commission and impartial research: our service is free to you, including our IFISA reviews, IFISA comparison tables, ratings, guides and research articles. Some IFISA providers above compensate us when you open accounts. Read How We Earn Money Fairly with Your Help.
Accuracy: a panel of 4thWay’s users, chosen by yourselves, checks we’re being 100% candid.
Click on the checkboxes and click “Get more details”: to compare over 100 data points.
All P2P IFISA providers are eligible be listed here if 4thWay and lenders are provided enough information to assess them properly.
For a list of the P2P IFISA providers that aren’t listed above, and the reasons why they are missing, read this FAQ: Why don’t you list LendInvest, Wellesley & Co., and some others?