What are the best Innovative Finance ISAs? I have pulled out all of the IFISAs on the market that meet very high standards and have extremely good prospects for lenders. In selecting the best Innovative Finance ISAs in 2021 – or indeed in any year – I want to see excellent historical results, strict standards when… Read more
IFISAs
Best Innovative Finance ISAs In 2021
RateSetter Review – Investment Analysis By 4thWay
4thWay’s RateSetter Review RateSetter is sold to Metro Bank and repays all lenders with a profit RateSetter itself was sold to Metro Bank in 2020 and was no longer available to new lending. In early 2021, RateSetter’s P2P loans were sold to Metro Bank. All lenders in RateSetter made a profit on their lending since… Read more
25 Peer-to-Peer Property Lending Websites
You have dozens of choices when it comes to peer-to-peer property lending. A small number of property P2P lending websites offer lending that is usually intrinsically low risk. Typically this means lending to borrowers against properties that are receiving rent. This can mean homeowner mortages and loans (although those are very rare in P2P), mortgages… Read more
Sourced Capital Review
One of 4thWay’s specialists has written a Sourced Capital Review, summarising the key points. It will probably take 10-12 minutes to read the whole thing. 4thWay’s Quick Expert Sourced Capital Review Tight core lending standards temper its short history, although less sales talk and more substantial information is needed over the coming months. What is… Read more
How To Lend Across Multiple IFISAs In One Year!
As you may know, you can only open one IFISA in a tax year, which runs from the 6th of April to the 5th of April, and this limits your ability to spread your money and the risks across lots of providers. But you’re wrong! You’re actually allowed to open lots of Innovative Finance ISAs… Read more
The Peer-To-Peer IFISA Guide
We have nagged the taxman’s notoriously tight-lipped officials, and chased down accountants, IFISA providers and even 4thWay’s own skilled experts to give you answers to all your IFISA questions, as well questions you never thought to ask. Here goes: What is an IFISA? An IFISA allows you to lend up to £20,000 per tax year (which… Read more
Invest & Fund Review
Here’s the Invest & Fund review, written by one of our specialists. You can find more reviews in our comparison tables. 4thWay’s Invest & Fund Review Invest & Fund is the only P2P lending company that has a combination of five things, leading to excellent risk-reward balance… Invest & Fund Review: their best-rated product This… Read more
Lending Works Review
Below is the latest Lending Works review given by one of 4thWay’s specialists. 4thWay’s Quick Expert Lending Works Review A good risk-reward balance in ordinary times, but shocks are shaking confidence of existing lenders Lending Works review: their best-rated product This account is currently paying interest for new lenders lending in 2021. Note that existing… Read more
Zopa Review – An Analyst’s Review Of Zopa For Investors
This is an analytical Zopa review for lenders (otherwise known as investors). You can also visit our peer-to-peer lending comparison tables or IFISA tables to see how Zopa compares. 4thWay’s Zopa Review The oldest peer-to-peer lending website shows its maturity in its results. Full Zopa review: starting with Zopa news Turning to what’s new in… Read more
Funding Circle Review In 2021 For Investors
4thWay’s Funding Circle Review Key findings for my Funding Circle Review My gut feeling about Funding Circle is sort of positive, but sadly not supported by enough information. With less information now coming from Funding Circle, it’s become a touch too difficult for lenders and independent analysts to assess its performance and ability. This Funding… Read more