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Five ways to learn what you need to know to lend better, and more safely, through P2P :

1. Read our P2P lending guide pages

2. Visit our popular website pages

3. See 4thWay’s Quick Expert Reviews

You can see our Quick Expert Reviews for each P2P lending site by going to the compare page and then clicking on the reviews that interest you.

(And you can meet some of our experts in the About Us page.)

4. Read articles to help you lend your money better

Here are some of the articles that were shared with our subscribers in our most recent newsletter. Sign up using the form at the bottom of this page to learn how to lend better, increase your interest rates and lower the risks.

New P2P Lending Site Now Top Of The Comparison Table

With the equivalent of a whopping 9% reserve fund on properly secured business loans.

The overall package at this professional P2P lending site (relatively new since 2014 and certainly new to us in that we have just completed a lengthy assessment) means that it has joint-highest 4thWay PLUS Rating, joint-highest Risk Score, and its very high interest rate relative to the risks involved gives it the edge that puts it at the top of the table. Read the Growth Street Review.

How To Pick Loans To Boost Returns Or Lower Risks

Believe it or not, you can do both at once. (This is a big guide, so get the tea ready.)

Finally, it’s the guide you’ve been waiting for. Tired of earning 3% to 5% on boring safe accounts? You now want to earn 7%-15% in exciting safe individual loans! Here’s the how, why, where and when.

The Best IFISAs Available Now – UPDATED

We regularly update this as new IFISAs come along or the situation changes.

Since last time we shared this with you, one IFISA has been bumped off the list and a new one has joined. See one of our experts’ top IFISA picks.

Difference Between Assetz Capital Products Finally Explained

This one was confusing us a little, so one of us asked about it.

What exactly is the difference between early access rights to each of Assetz various lending products? Read about the differences.

23 Property Peer-to-Peer Lending Websites

We’ve updated one of our most popular guides. (Another whopper guide!)

Here you can go through the vital statistics of 23 of the most important P2P lending sites focused on property lending, including homeowner loans, buy-to-let mortgages, loans secured against offices and workshops, short-term property (bridging) loans and loans to property developers.

5. Dig into 4thWay Insight Reports

If our quick expert reviews, guides, articles and comparison tables aren’t enough to help you decide where to lend your money, you can get very detailed information on individual P2P lending companies from 4thWay’s experienced experts and professionals, please read:

4thWay’s Funding Circle Review.

4thWay’s Lending Works Review.

Proplend’s 4thWay® Insight Report.

4thWay’s RateSetter Review.

4thWay’s Zopa Review.

Today’s average interest rates

4thWay® Forecast Returns Index: 4.39%

Showing average expected interest rates for individual lenders after fees and bad debts if you lend today.
Read about the first P2P lending index.

What is the “4thWay”?

There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay® to save and invest.
Learn more.

What does 4thWay do?

We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.

Why use 4thWay?

4thWay® is shaped by investors and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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