Guides, Reviews & Tips
Why do? It offers inflation-beating returns with lower risk than the stock market even when you commit your money for less time.
4thWay provides candid information about all the risks and benefits, so that you can decide for yourself whether it's right for you.
Here are five great ways to learn about, including P2P , and how to earn more money, more safely.
1. Read our 10 Core P2P Lending Guide pages
2. Is Safe?
4. . (And two more risks in Risks – The Big Seven : ) : What Are The Risks?
7. . Vs Other Investments
8. How Is Taxed?
9. The . (P2P ISA) Guide
Plus, read our mini-guides, including Can Your Business Lend Through P2P? and many more.
And for expert lenders
You want even more info? You really must get the basics above first, but after that, if you're a seriously active investor putting lots of time into this, think about diving into our more detailed guide: How To Assess P2P Lending Sites.
2. Compare lending products and
3. Visit our six most popular website pages
- The . (P2P ISA) Guide
- 4thWay CEO’s 7 Top Property . Picks
- The Best Available Now.
- 23 Property . Websites
- How Is Taxed?
4. See 4thWay's Expert Reviews
There is probably no better way anywhere on the Web to quickly learn about each individual P2P lending opportunity than by reading reviews from our experts.
Read our very popular and educational Expert Reviews for each P2P lending site by going to the compare page and then clicking on the reviews that interest you, so that you can see other key information side-by-side, such as their .
Or you can click on the links here if you just want to read individual reviews in peace:
- ArchOver Review.
- Assetz . Review
- BLEND Network Review.
- CapitalRise Review.
- CapitalStackers Review.
- Crowd2Fund Review.
- CrowdProperty Review.
- Downing Crowd Review.
- Flender Review.
- Funding Circle Review.
- Growth Street Review.
- HNW Lending Review.
- Kuflink Review.
- LendingCrowd Review.
- Lending Works Review.
- Loanpad Review.
- MoneyThing Review.
- Octopus Choice Review.
- Proplend Review.
- RateSetter Review.
- Zopa Review.
5. Read our latest research and articles
You can also add to your knowledge by signing up to our newsletter below, or by looking through our P2P lending tips, research, buy and sell tips, and candid opinions. You'll find it all in our articles and research section.
Downing Crowd Review
It's been a year since we revisted Downing Crowd. If you've not heard about this P2P lending company yet, you should take a look at our updated review.
4thWay's 10 P2P Investing Principles
We've updated one of the oldest pages on the 4thWay website. The good news is that not much has changed, because our 10 principles have proved to be the sound basis of P2P lending decisions since 4thWay started in 2014. Read what you have to know here.
Rebuildingsociety Lenders In 200+ Loans Have Positive Results
Rebuildingsociety has provided some information to see how well you might have performed if you had lent across at least 200 loans. Here's a brief analysis.
What Lenders Can Learn From RateSetter's Sale To Metro Bank
RateSetter lenders will be steadily repaid as Metro Bank adds RateSetter's lending operations to its own.
But it's not simply time for lenders to say so long and thanks for all the fish! There are two practical lessons from this that can help you invest better in P2P.
Read it about it here.
Which P2P Lending Sites Are Profitable?
This is one of our long-standing and popular guides that we've updated again, based on the latest information and company results.
Find out which P2P lending sites are profitable.
We've just updated our BridgeCrowd Review. Do take a look.
Update on HNW Lending In August 2020
The most attentive of you might have noticed the unnanounced pause on lending for small investors using HNW Lending.
Read about why the regulator asked HNW Lending to voluntarily pause lending to small investors and when we think this will be resolved.
Why easyMoney, The House Crowd And Others Aren't Listed On 4thWay
We're regularly asked why some P2P lending company orprovider is not listed on 4thWay.
All the answers you seek can be found in one of our FAQs, which we update regularly with a list of providers not on 4thWay and the reason for it.
Risks – The Big Seven
We've updated one of the first ever guide pages we wrote with more information. Please take the time to remind yourselves of the key risks in P2P lending.
News About 4thWay
I hope you don't mind us blowing our own trumpets a little, but we feel the news of our lenders rating us 9.3/10, and the knowledge that lenders following our guidance have done so well, is a good opportunity for us to reaffirm to you our deep and everlasting commitment to high-quality, independent research. We are on your side: the side of the small investor. Please read about it here.
Growth Street Review:Gone & Lending Winding Down
Growth Street's Read more.is not sufficient to cover outstanding losses. Lenders' money is being pooled to share interest to cover excess losses.
HNW Lending during COVID-19
HNW Lending has seen a jump in loans that are not paying on time, due to agreed payment holidays, although its within expectations. Read more in this update.
I know it might seem a bit boring, but we've updated our tax guide with even more information and the latest rules on P2P taxes. Please read this to lend tax efficiently outside of . or pensions
Funding Circle Review In 2020 For Investors
We've substantially updated our Funding Circle Review since last time. If you're interested in the largest P2P business lender in the UK, read about Funding Circle.
How Investors Beat The COVID-19 Downturn With P2P Lending
You were here for the risk. Are you going to stick around for the reward? 4thWay's team shows some of its research into the history of investing and money lending during pandemics and downturns, recommends your lending and investing approach at this crazy time, and offers the top three P2P lending picks for surviving and thriving through the COVID-19 lockdown and beyond. Read it here.
How COVID-19 Shows That P2P Lending Is A Fairer Investment
here.is one of the fairest investments around, ensuring that investing returns are spread more equally between participants. Read about it
P2P Lending & COVID-19: News/Updates
Here's some of the latest news on P2P lending and COVID-19, mostly from the horses' mouths – the P2P lending companies themselves. Stay tuned, stay healthy and please stay indoors. I wish you all the best in these most unusual times.
Read more in our articles and research section: