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Here are five great ways to learn about P2P lending and how to earn more money, more safely.

1. Read our 10 Core P2P Lending Guide pages for beginners

1. What the Heck is P2P Lending?

2. Is Peer-to-Peer Lending Safe?

3. 4thWay's 10 P2P Investing Principles.

4. The Five Key Risks In P2P Lending.

5. 4-Step Strategy to Safe Peer-to-Peer Lending.

6. 10 Ways To Get Your P2P Lending Money Back!

7. Peer-to-Peer Lending Vs Other Investments.

8. How Is Peer-to-Peer Lending Taxed?

9. The IFISA (P2P ISA) Guide.

10. P2P Pensions Guide.

Plus, read our mini-guides, including Can Your Business Lend Through P2P? and many more.

Consider yourself beyond a beginner and want even more info? You really must get the basics above first, but after that, if you're a seriously active investor putting lots of time into this, think about diving into our more detailed guide: How To Assess P2P Lending Sites.

2. Visit our five most popular website pages

3. See 4thWay's Quick Expert Reviews

There is probably no better way anywhere on the Web to learn about each individual P2P lending opportunity than our experts' reviews.

You can see our popular Quick Expert Reviews for each P2P lending site by going to the compare page and then clicking on the reviews that interest you.

(And you can “meet” our experts here.)

4. Read our research articles to help you lend your money better

You can read all our articles and research reports in our Candid Opinion section or our News section.

Below are our most recent newsletter articles. Sign up to the newsletter using the form at the bottom of this page to learn how to lend better, increase your interest rates and lower the risks, and to receive alerts when we think it is time to sell.

Which Founders Lend Through Their Own Websites?

I don't mean just a couple of quid.

If you want to know which select few P2P lending sites have founders who have committed to putting a lot of money in lots of loans through their own P2P lending services, read on.

Does The FCA Really Make P2P Lending Safe?

See a picture that explains what the FCA does – and doesn't do – to help lenders.

Crowd2Fund Vs Funding Circle: Which Is Better?

It's David versus Goliath.

Being smaller presents some serious advantages to P2P lending sites, but is it enough, in this case, to outmatch the advantages of scale? Read the conclusion here.

10 Ways To Get Your P2P Lending Money Back!

I thought exiting loans was supposed to be a piece of cake?

Nu-uh. Nor is it always easy to lend your money as swiftly as you want. Read about just how pair-shaped it can go for lenders, and then 10 ways to greatly reduce the risks that you have loads of money stuck in loans for a long time or to make it easier to get your money on loan.

5. Dig into 4thWay Insight Reports

If our quick expert reviews, guides, articles and comparison tables aren't enough to help you decide where to lend your money, you can get very detailed information on individual P2P lending companies from 4thWay's experienced experts and professionals, please read:

4thWay's Funding Circle Review.

4thWay's Lending Works Review.

Proplend's 4thWay® Insight Report.

4thWay's RateSetter Review.

4thWay's Zopa Review.

Today’s average interest rates

4thWay® Forecast Returns Index: 4.89%

Showing average expected interest rates for individual lenders after fees and bad debts if you lend today.
Read about the first P2P lending index.

What is the “4thWay”?

There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay® to save and invest.
Learn more.

What does 4thWay do?

We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.

Why use 4thWay?

4thWay® is shaped by investors, bank risk modellers and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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