Guides, Reviews & Tips
Why do peer-to-peer lending? It offers inflation-beating returns with lower risk than the stock market even when you commit your money for less time.
4thWay provides candid information about all the risks and benefits, so that you can decide for yourself whether it's right for you.
Here are five great ways to learn about peer-to-peer lending, including P2P IFISAs, and how to earn more money, more safely.
1. Read our 10 Core P2P Lending Guide pages
1. What is P2P Lending? Or see an image explaining the same in How Peer-to-Peer Lending Works.
2. Is Peer-to-Peer Lending Safe?
3. 4thWay's 10 P2P Investing Principles.
4. Peer-To-Peer Lending Risks – The Big Seven. (And two more risks in IFISAs: IFISAs: What Are The Risks?)
5. 4-Step Strategy to Safe Peer-to-Peer Lending.
6. 10 Ways To Get Your P2P Lending Money Back!
7. Peer-to-Peer Lending Vs Other Investments.
8. How Is Peer-to-Peer Lending Taxed?
10. How One Lender Is Losing Money – A Lesson In P2P Lending Diversification.
Plus, read our mini-guides, including Can Your Business Lend Through P2P? and many more.
And for expert lenders
You want even more info? You really must get the basics above first, but after that, if you're a seriously active investor putting lots of time into this, think about diving into our more detailed guide: How To Assess P2P Lending Sites.
If you get stuck for understanding any jargon, we offer you our Peer-to-Peer Lending And IFISA Glossary.
2. Compare lending products and IFISAs
Compare all P2P lending products, including IFISAs or just compare IFISAs.
3. Visit our six most popular website pages
4. See 4thWay's Expert Reviews
There is probably no better way anywhere on the Web to quickly learn about each individual P2P lending opportunity than by reading reviews from our experts.
Read our very popular and educational Expert Reviews for each P2P lending site by going to the compare page and then clicking on the reviews that interest you, so that you can see other key information side-by-side, such as their 4thWay PLUS Ratings.
Or you can click on the links here if you just want to read individual reviews in peace:
- ArchOver Review.
- Assetz Capital Review.
- BLEND Network Review.
- CapitalRise Review.
- CapitalStackers Review.
- Crowd2Fund Review.
- CrowdProperty Review.
- Downing Crowd Review.
- Flender Review.
- Funding Circle Review.
- Growth Street Review.
- HNW Lending Review.
- Kuflink Review.
- LendingCrowd Review.
- Lending Works Review.
- Loanpad Review.
- MoneyThing Review.
- Octopus Choice Review.
- Proplend Review.
- RateSetter Review.
- Zopa Review.
5. Read our latest research and articles
You can also add to your knowledge by signing up to our newsletter below, or by looking through our P2P lending tips, research, buy and sell tips, and candid opinions. You'll find it all in our articles and research section.
P2P Lending And COVID-19: Lots Of Updates From 4thWay's Specialist
It's been eight months since people and businesses started to become impacted financially from efforts to contain the pandemic.
Here are updates from 4thWay's specialists on the performance and situation at Assetz Capital, Zopa, Funding Circle, CrowdProperty and many more. Get updated here.
Sourced Capital Review
After 4thWay's extensive data collection, background research, Q&As and interviews, we have a new review for you from a P2P lending platform with its own ecosystem. Find out about Sourced Capital.
Recent Movements In The 4thWay PLUS Ratings
A change in a calculated 4thWay PLUS Rating is a very important indicator of risk and reward at a P2P lending company. Read the latest here.
Lots Of Reviews Have Been Updated Recently
HNW Lending Cleared To Restart All Activity By Regulator
HNW Lending has restarted all of its lending activities. Take a look at the full update, with some of the changes that HNW Lending has instigated.
Kuflink Review – Updated At Last!
I'm glad to say that the Kuflink Review has been considerably updated after Kuflink has made exceptional progress on transparency, in particular access and information it provides to 4thWay. Check out this review on an interesting P2P lending opportunity. Read the Kuflink Review.
Predicting the Property Market For P2P Lending
There's nothing people in the UK like doing more than talking about the property market, but what insights can we actually gain by trying to predict it? Check out what we know here.
Proplend Hits £100 Million As Loanbook Stands Firm Against Disease
Proplend took four years to hit £50 million in lending and then two years to make the next £50 million. Believe it or not, growth rates and scale are useful starting points in assessing the risks at a P2P lending company, so this milestone is an appropriate time to analyse Proplend again with an open mind and from a fresh angle.
Read more in our articles and research section: