RateSetter and Metro Bank have done a deal: RateSetter has been sold to Metro. RateSetter’s existing lenders will see their existing loans paid off while borrowers meet their repayments, as usual. Buto new lending will occur through the platform. Metro Bank will use RateSetter’s lending infrastructure to grow its own lending. I want to tell… Read more
Alternative P2P Investing
What Investors Can Learn From RateSetter’s Sale To Metro Bank
After Falling 11%, Are Funding Circle’s Shares A Bargain?
Cliff is an experienced freelance investment journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view on lending. He is also a specialist in buying shares, so he analyses opportunities to buy shares in P2P lending sites or P2P investment funds. Read about Cliff. On Tuesday, 26th November, the UK government… Read more
What Are P2P Lending Investment Trusts?
Cliff is an experienced freelance investment journalist. Read about Cliff. P2P lending investment trusts At the end of September, I wrote an article explaining how UK investors can make money by investing in specialist funds that themselves lend investor money through peer-to-peer (P2P) lending websites or sometimes even buy shares in P2P lending businesses. Several 4thWay… Read more
Have Investors Really Made Money From P2P Lending Funds?
Cliff is an experienced freelance journalist hired in as 4thWay’s “Chief P2P Cynic” to give you the alternative view. Read about Cliff. Typically, UK investors have two main options when it comes to lending out their cash via peer-to-peer (P2P) websites. The first is to lend manually, making personal decisions about how much to lend… Read more
Funding Circle Investment Fund. No Charge!
A leak to the Financial Times has revealed that Funding Circle* is planning to be the first P2P lending website to create its own investment fund – and it’s got some very interesting features, so pay attention. It’s called the Funding Circle SME Income Fund. Here’s what we know of the deal so far and my opinion… Read more
The Cost Of P2P Lending Funds
Costs aren’t everything, but history shows that – for investment funds – they’re just about the biggest factor that affects your returns in the long run. We have a few options for investing in P2P lending funds, so let’s look at their costs. Just before we get to the costs All of the existing funds are… Read more
P2P Lending Funds, Bonds and Shares
This is the first article in a new series for 4thWay®, covering investment on the edges of P2P lending. That means alternative ways to invest in the P2P lending sector without lending directly to borrowers yourself. These might either help you spread your risks, manage your portfolio of loans or increase your gains. To kick… Read more