Compare P2P Lending Companies
Showing 34 results, sorted by best PLUS Rating first, then by Risk Score and finally by interest rate.Get more detailson 1-5 selected results
P2P Lending Company
Lending Product Name
Interest AfterBad Debts
And that's a promise!
Commission and impartial research: our service is free to you. We receive compensation from some companies above when you click through from our website and open accounts with them. Read How We Earn Money Fairly with Your Help.
We list any and all P2P lending sites in our comparison tables as soon as we have enough details about them through our questionnaires, prodding, poking and interviews. A panel of 4thWay’s users, nominated by yourselves, checks that we’re presenting the P2P lending sites accurately and in the right order.
That’s over 100 data points if you check the checkboxes to compare the above lending opportunities in more detail.
The above table, by default, sorts by PLUS Ratings first, then ALT Ratings, then Risk Scores and finally by interest rate.
P2P lending companies already in our tables
|P2P lending company|
|UK Bond Network|
|Wellesley & Co.*|
*We receive commission from these P2P lending sites.
P2P lending companies coming soon
|P2P lending company|
Showing the current interest you’re expected to receive after deducting:
- The P2P lending company’s fees.
- The bad debt that the P2P lending company expects you to incur.
The rate makes no deductions for taxes or for money that is not currently being lent.
Why are some rates shown different to the P2P lending company’s own website?
We convert interest rates to the same calculation so that the comparison is fair. Read more here.
A score of the estimated risk of losses from bad debts in a severe recession/property crash before adding interest earned
A lower score is better. Click on a Risk Score in 4thWay’s comparison table to get more information about how that particular score was awarded or learn more about the 4thWay® Risk Scores.
4thWay® Risk Scores assume you spread your money across lots of loans, using multiple peer-to-peer lending platforms to do so if necessary. They are impartial and conservative, and they are indicators, not guarantees or promises. For use with supplementary research.
Showing a brief description of the P2P lending company.