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Best P2P Lending Accounts And IFISAs During COVID-19

The past few months have been a strange, rough and disturbing time for many – perhaps most – people in the UK. Investors in the stock market have been slammed dreadfully. P2P lending and IFISAs have been a lot more stable, as you should expect from money lending, but it’s not been completely smooth and… Read more

CrowdProperty Review

Here’s the CrowdProperty review from one of 4thWay’s experts: 4thWay’s Quick Expert CrowdProperty Review Development lending as a low risk, high-interest rate opportunity CrowdProperty Review: their best-rated lending account This account has been paying interest after bad debts. Read about the 4thWay PLUS Ratings, compare more peer-to-peer lending accounts or visit CrowdProperty. When did CrowdProperty… Read more

Loanpad Review

Here’s the Loanpad review from one of 4thWay’s specialists: 4thWay’s Quick Expert Loanpad Review Auto-spread your money across loans backed by property 2-3 times greater than the loan size When did Loanpad start? Established in 2018, lenders have lent around . What interesting or unique points does Loanpad have? Loanpad* partners with a family firm… Read more

CapitalStackers Review

Below is the Quick Expert Review of CapitalStackers from one of 4thWay’s specialists. 4thWay’s Quick Expert CapitalStackers Review Very attractive interest rates and takes loan checking to a whole new level CapitalStackers* has completed since launch in 2014. Its team is right up there as one of the most competent we have seen. It focuses on development… Read more

How Investors Beat The COVID-19 Downturn With P2P Lending

In this special P2P Lending COVID-19 guide, read how savers and lenders can survive and thrive despite the COVID-19 outbreak. You’ll learn about: The history of epidemics and downturns on P2P lending and other investments. The attitude to your investments that you need to adopt now. How to achieve your saving and investing goals in… Read more

P2P Lending And COVID-19: All News And Updates

Here, we’re pooling together the most topical news and questions that have come up over the past week. We’ll keep this page updated as the global-health crisis runs its course. Update from Crowd2Fund Taken from Crowd2Fund’s loan listing page on the 23rd April, 2020. At Crowd2Fund we are passionate about helping entrepreneur’s access much needed… Read more

Peer-to-Peer Lending vs Bonds

Most peer-to-peer lending sits in the sweet spot with potential rewards considerably above savings accounts and yet risks below the stock market. And its incredibly steady record over the past 15 years certainly supports that. But where exactly does peer-to-peer lending fit compared to bonds? Peer-to-peer lending has a huge number of advantages over bonds…. Read more

Funding Circle New Lending Update On COVID-19 17th April 2020

By Funding Circle. Important update on lending through Funding Circle Today the British Business Bank (BBB) has accredited Funding Circle to the Government’s Coronavirus Business Interruption Loan Scheme (CBILS). This will allow us to help small businesses access crucial government-guaranteed loans during this unprecedented time. To ensure we are helping as many small businesses as… Read more

LendingCrowd Update On COVID-19 16th April 2020

By LendingCrowd. As the coronavirus (COVID-19) outbreak continues to affect all our lives, we want to assure our valued community of borrowers and lenders that we’re doing everything we can support you all at this difficult time. We’ve reached out to every LendingCrowd borrower and asked them to complete a questionnaire to let us know… Read more

Funding Circle Secondary Market Update On COVID-19 9th April 2020

By Funding Circle. Update on the secondary market As part of our ongoing measures to protect investor returns, we have taken the decision to pause the secondary market while we continue to evaluate the potential impact of Covid-19. This forms part of a number of measures introduced recently. Over the last few weeks, we have… Read more

Today’s average interest rates

What is the “4thWay”?

There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay® to save and invest.
Learn more.

What does 4thWay do?

We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.

Why use 4thWay?

4thWay® is shaped by investors, bank risk modellers and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.

Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×

Why are Orchard’s interest rates different?

Orchard’s lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Got it

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Why are Wellesley’s interest rates different?

Wellesley’s P2P lending rates appear higher on its own website than on 4thWay®.

This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.

Important information before you visit Wellesley & Co.

Wellesley & Co. is primarily a P2P lending website.

But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.

Instead, you lend to Wellesley and it lends to other borrowers.

We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.

Got it

×
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