HNW Lending’s averaging of the valuation of the borrowers’ properties after directors taking first loss, received an Exceptional 3/3 4thWay PLUS Rating. That lending account is paying around interest before losses. HNW Lending’s pays 7.00% with additional borrower interest that has so far fully covered…
In a very positive development that provides some reassurance about Kuflink, one of its two major restrictions is gone from the financial regulator’s register. The restriction on it taking new customers – borrowers or lenders – has been removed. This would suggest that Kuflink has…
Two small changes to write about today. About selling your auto-lend holdings For quite some time, Kuflink lenders have been allowed to attempt to sell individual loans they chose for themselves. This is when they used Kuflink’s manual lending account, called “Select-Invest”. Now, as of…
A peer-to-peer lending secondary market – or marketplace – allows you to buy and sell existing loans after they have already begun. Why would you do this? Because it can be quicker, safer or more profitable: You might sell because you need the cash before…
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . Visit Somo* or keep reading the Somo Review.
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . Visit Somo* or keep reading the Somo Review.
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . Visit Somo* or keep reading the Somo Review.
A number of funds that mimic the role of banks have sustained losses. Furthermore, they’ve had to restrict withdrawals from investors, sparking concerns of weaknesses in the global financial system. You might have read about these problems repeatedly over the past half year. It’s called…
Here’s our list of P2P lending companies that we are aware of that you can lend through from overseas, i.e. outside the UK. And there’s another list below of those that we know you can’t. In addition to any requirements below, you may only open…
Lendwise’s lending accounts are unrated. These loans are currently expected to pay lenders around after bad debts. Visit Lendwise or keep reading the Lendwise Review.
Online direct lending, including P2P lending, had its worst month in its history in January 2026, with investors losing money overall for the first time For the first time since the 4thWay PADL Index started in July 2014, lenders lost money overall over the course…
History has shown so far that when P2P lending sites close, most of them continue to disburse to lenders their loan repayments and interest without large blips. They wind down gradually until everything is repaid. (Although, as usual, you can suffer losses from bad debts…
CapitalRise’s Bridging & Development Loans have earned the Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around interest after bad debts. Visit CapitalRise* or keep reading the CapitalRise Review.
Edits on 15th May 2026: since publishing this on 30th April, several important additions and corrections have been added below. Until the end of May, those changes will all show in bold. Do you want the good news or the bad news first? Right, the…
Housemartin’s P2P Lending Account And IFISA And Classic Account has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around of the loan amount in interest, after bad debts. Visit Housemartin* or keep reading the Housemartin Review.
How do P2P lending providers and similar companies offering online direct lending-type opportunities perform in terms of complaints their customers make to the powerful, consumer-friendly Financial Ombudsman Service? There are no P2P lending companies making it into the Big Lists The Financial Ombudsman Service publishes…
When you earn money through peer-to-peer lending there are huge tax breaks available to you. For most people there’s an automatic tax break on all P2P lending accounts. You can also open specific peer-to-peer lending accounts, called IFISAs, which are always free of income tax…
4thWay received an email from a user asking about a property loan that is on the verge of suffering confirmed losses for lenders. He said: “What happened with their LTV guarantee on that one?” LTV is short for “loan to value”. It means how large…
Just a brief update since I wrote Kuflink In Trouble With The Financial Conduct Authority in December. Seemingly no new loans for months We receive emails to a 4thWay email address when Kuflink loans are available for you to lend in. Over the past four…
Peer-to-peer lending websites and IFISA providers that do not appear to have the correct permission from the financial regulator are the ones that are most likely to turn out to be the real monsters that cause panic, fear and financial loss to individuals. Below, you…
