Here’s our RateSetter Review from one of our experts. 4thWay’s RateSetter Review My review in one sentence RateSetter will beat savings accounts and cash ISAs most of the time for decades to come. What RateSetter does RateSetter offers investors a blend of different types of lending, which might reduce risks by making the outstanding basket… Read more
Neil Faulkner is 4thWay co-founder, CEO and chief editor. He has this to say about himself:
“My background is diverse, including a long stint as a financial and investment journalist, and media spokesperson for investing website The Motley Fool. I quit to spend a year interviewing CEOs and other key people at P2P lending sites, and working alongside specialists at 4thWay from the fields of banking, lending and debt investments, in order to become one of the world’s leading experts on peer-to-peer lending, before the eventual launch of 4thWay five years ago.
“Since then, I have continued to hone my knowledge through thousands of hours of research and interviews, and by leading a very much data-led organisation, with talented and experienced colleagues from a range of useful backgrounds.
“I believe I am the most quoted independent commentator on the industry in the UK’s national media, and I am consulted by the FCA, financial advisor groups and industry CEOs on important industry topics.”
Before you start to assess a P2P lending website or Read moreprovider that does , it really helps to understand the characteristics and features of personal . In other words: what are you getting into when you lend your money in these loans, what features of personal make it different to…
This is an analytical Zopa review for lenders (otherwise known as investors). You can also visit our Read morecomparison tables or tables to see how Zopa compares. 4thWay’s Zopa Review The oldest website shows its maturity in its results. Full Zopa review: starting with Zopa news Turning to what’s new in…
Your cash – but not loans – held by a P2P lending site may or may not be covered by the FSCS. I’ll give my view on how important this protection is, explain why not all sites offer it, and give you a list of the P2P lending sites where the FSCS situation has been… Read more
Crowd2Fund looked like it was going to take off. It was going to raise millions of pounds in Read morethrough its own users this year. It was going to hire experienced staff. And it was going to become very transparent with its data, so that we can all see just how well it’s doing….
“Safe” and “20%” interest is probably not a phrase that you can legitimately hear. But “safest” and “20%” is something else. You can hear it once and once only. Because, of all the opportunities where you might be able to earn that return, one of them has to be the safest among them. What’s key… Read more
Here is a Quick Expert Crowd2Fund Review from one of our experts. 4thWay’s Quick Expert Crowd2Fund Review Needs to provide more information to prove its inexperienced team are capable of maintaining good results into the future. When did Crowd2Fund start? Crowd2Fund*, which started small business Read morein 2015, has now lent . What interesting…
Here’s a Funding Circle review from one of 4thWay’s experts. (You can see all the Quick Expert Reviews in our comparison tables.) 4thWay’s Quick Expert Funding Circle Review Interest rates worry me, and it’s become too difficult for lenders and analysts to assess its current performance. When did Funding Circle start? Funding Circle has completed… Read more
My main research focus over the past few weeks has been on re-interviewing Growth Street*, probing for more details, and pushing it for better quality data. This article covers all that, with my usually candid opinions thrown in. Check out my three-minute summary and, if you are really interested in Growth Street, slog through the… Read more