The ArchOver Review is written by one of 4thWay’s specialists. 4thWay’s ArchOver Review A P2P offering we would like to like, but it doesn’t trouble itself with providing much data to prospective lenders. What ArchOver does ArchOver primarily does UK business loans that are largely secured on whatever business assets are available, with a… Read more
Neil Faulkner, 4thWay Head of Research
Neil Faulkner is 4thWay CEO and Head of Research. He has this to say about himself:
“My background is diverse, including a long stint as a financial and investment journalist, and media spokesperson for investing website The Motley Fool. I quit to spend a year interviewing CEOs and other key people at P2P lending sites, and working alongside specialists at 4thWay from the fields of banking, lending and debt investments, in order to become one of the world’s leading experts on peer-to-peer lending, before the eventual launch of 4thWay five years ago.
“Since then, I have continued to hone my knowledge through thousands of hours of research and interviews, and by leading a very much data-led organisation, with talented and experienced colleagues from a range of useful backgrounds.
“I believe I am the most quoted independent commentator on the industry in the UK’s national media, and I am consulted by the FCA, financial advisor groups and industry CEOs on important industry topics.”
Each type of lending has its own particular unique sides and risks. One aspect of bridging lending is when a P2P lending company sets up a loan and then allows the borrower to repay that loan at the end by taking out another loan. Most importantly, you need to understand when this new loan is… Read more
This Assetz Capital review was written by one of 4thWay’s specialists. You can find this review as well as reviews on other peer-to-peer lending companies in our comparison tables. Note in 2021: there’s a queue for new P2P lending, which reopened recently after Assetz Capital finished government-backed pandemic loans. 4thWay’s Assetz Capital Review Outstanding lending… Read more
One of the key things to understand when putting your money into a lending account is the competence and character of the people behind the P2P lending company in question. While I can’t distill all 4thWay’s acquired knowledge and method for scrutinising key people, I’m going to pack in tips on what to look for… Read more
Here’s the LandlordInvest review, written by one of our specialists. You can find more reviews in our comparison tables. 4thWay’s LandlordInvest Review LandlordInvest may be relatively new, but it’s building an excellent record. LandlordInvest Review: their best-rated product This account has been paying . Read about the 4thWay PLUS Ratings, compare more peer-to-peer lending accounts… Read more
Your cash – but not loans – held by a P2P lending site may or may not be covered by the FSCS. I’ll give my view on how important this protection is, explain why not all sites offer it, and give you a list of the P2P lending sites where the FSCS situation has been… Read more
Lending Works has said to us that lenders have expressed support of it during the pandemic. And we have corroborating evidence that it’s probably a minority of lenders who are truly angry. Yet there’s certainly some anger going around. While it has so far justified its 4thWay PLUS Ratings, in some areas, Lending Works has mis-stepped… Read more
Has Anyone Lost Money At Lending Works And How Variable Are Lending Results? (P.S. Please Don’t Unsubscribe)
Have any Lending Works lenders lost money? Due to the pandemic, Lending Works* put existing lenders on negative interest rates for a few months to divert some extra money to its bad-debt reserve fund. Some existing lenders still have negative rates on some of their loans, while loans issued in 2020 are now back on… Read more
Below is the latest Lending Works review given by one of 4thWay’s specialists. 4thWay’s Quick Expert Lending Works Review A good risk-reward balance, in some ways outperforming pandemic expectations, but mistakes have shaken confidence of some lenders Lending Works review: their best-rated product This account is currently paying interest for new lenders lending in 2021…. Read more
This is a Proplend review, written by one of our specialists. You can find more reviews in our comparison tables. 4thWay’s Proplend Review Fantastically good property security, usually backed up by steady rent, and excellent returns for lenders. Proplend Review: their best-rated product This account has been paying interest after bad debts. Read about the… Read more