4thWay Articles And Research
We've categorised our articles and research for you below:
News.
You can also see our guides and other resources here.
We've categorised our articles and research for you below:
News.
You can also see our guides and other resources here.
There's the savings way, the property way, the stock-market way, and now there's the peer-to-peer lending way. The 4thWay® to save and invest.
Learn more.
We help people save and make more money, more safely when they cut out the banks and lend directly to other people and to businesses.
4thWay® is shaped by investors, bank risk modellers and a senior debt specialist, and we're governed by our users to ensure our comparison services and research are trustworthy and complete.
Wellesle
This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.
Wellesley & Co. is primarily a P2P lending website.
But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.
Instead,
We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.
Wellesle
This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.
Wellesley & Co. is primarily a P2P lending website.
But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.
Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.
Instead,
We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.
Wellesle
This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.
Wellesley & Co. is primarily a P2P lending website.
But, when you visit the Wellesley website, you’ll see that it also offers two “bonds”, one of which is available as an ISA.
Unlike its P2P lending service, neither of these bonds allows you to lend directly to 100+ borrowers.
Instead,
We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.
Orchard’s lending rates appear higher on its own website than on 4thWay®.
This is because we calculate Orchard’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.
Wellesle
This is because we calculate Wellesley’s interest rates the same way most other P2P lending websites do. We do this so that you can compare the rates more easily and so that they show a more accurate picture of what you’ll earn.
Wellesley & Co. is primarily a P2P lending website.
But, when you visit the Wellesley website, you’ll see that it also offers “bonds”. Unlike its P2P lending service, its bonds don’t allow you to lend directly to 100+ borrowers.
Instead,
We have not risk-rated either of those bonds, but we expect that their structure makes them more risky, particularly because you’re lending to just one borrower.
We make no money from reviewing CapitalRise. Weeks of man-hours and expertise has gone into it. (Interviews, reviewing facts, programming bespoke analysis software, manual data analysis…) Millions of pounds are invested in P2P lending accounts each year on the basis of our research. That’s why we ask for a small donation by clicking this text. Even just contributing £10 per £1,000 you invest (1%) helps.