Zopa, the world’s oldest P2P lending Company, says its lenders set great store in transparency, so it has started to take steps to become much more open on when your money will be lent. This makes sense; we all become much more patient and complain less when we know…
Ever wondered what the average returns in P2P lending are? We wonder that all the time. We know average doesn’t mean much, but, like most people, we’re curious anyway. We have just launched the 4thWay® P2P Forecast Returns Index, which is the first index of P2P…
Again, I’m abusing my position and writing a blog about one of our own products – and yet it is something I would have written about if another company had created it. This week we have continued our series of highly detailed, plain English, informative, candid…
P2P lending is an investment and all investments go through cycles. It doesn’t matter what you invest in, be it shares, property or something else, all of them are driven up and down by supply-and-demand, greed and fear. It’s the last two that cause huge bubbles…
We don’t intend to use our Candid Opinion blogs to brag about what we’re up to. But if it was another company producing high-quality research, we would inform you about it either in our news articles or in our candid blogs. However, it’s us setting…
My colleague, Matthew Howard, wrote just a few moments ago about Wellesley leaving the Peer-to-Peer Finance Association (P2PFA). It seems quite possible that the company left due to differences over its savings bond. On the one hand, Wellesley & Co. is a peer-to-peer lender, matching borrowers and…
