This quick Zopa review, written by one of our experts, is taken from our comparison tables, where you can see reviews on most P2P lending sites.
4thWay's Quick Expert Zopa Review
The oldest P2P lending company and with a fantastic record
Zopa Review: their best-rated product
This account targets a payout of 4.5% interest after bad debts.
The first P2P lending website in the world, started in 2005, and with lending measured in billions, Zopa's very experienced former bankers,and risk modellers continue to produce great results through excellent borrower selection processes.
Zopa is very transparent, so that we can assess its results in great detail using risk modelling and investing techniques. It is easy to spread your money across lots of loans by either lending a minimum of £1,000 or by lending regularly. After many years of investing for growth, Zopa's CEO believably informs that it is on track to become profitable in 2017 and it startup investors gave it another £40 million in 2017.
Zopa has demonstrated that it is willing to take steps to maintain the high quality of its borrowers and to keep a sensible floor on interest rates, even when those steps have slowed Zopa's own growth.
Independent opinion: the opinions expressed are those of the author and not held by 4thWay. 4thWay is not regulated by the ESMA or the FCA, and does not provide personalised advice. The material is for general information and education purposes only and not intended to incite you to lend.
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