We don’t intend to use our Candid Opinion blogs to brag about what we’re up to. But if it was another company producing high-quality research, we would inform you about it either in our news articles or in our candid blogs. However, it’s us setting…
Giles Andrews, CEO and co-founder of Zopa, a consumer loans P2P lending company, was at the recent LendIt conference. His presentation, called “Born in a Barn“, showed just how far the world’s first P2P lending company has come. In ist ninth year, it has lent…
Research by Peter Baeck, Liam Collins and Bryan Zhang from the University of Cambridge has revealed that £1.6bn has been lent through peer-to-peer lending websites, whereas just £84m has been raised in the higher-risk equity crowdfunding area. Just £26m has been raised in rewards crowdfunding….
Samir Desai, CEO at Funding Circle, the largest P2P lending company focused on loans to UK businesses, did a presentation called “Building A Better Financial World” at industry conference LendIt. Samir said that expected average returns for all Funding Circle loans after fees and bad debts,…
Lending Works*, the prime consumer loans P2P lending company, has clarified what its insurance against losses will cover. Lending Works has taken out insurance to cover borrowers who can’t pay, which is provided by three insurers with assets of more than £2 billion. This is…
Mat Gazeley from Zopa has just published more details about how Zopa matches your money to borrowers in a blog post. The key takeaways Mat explained that, above all else, Zopa lenders who receive loan repayments are ahead in the queue when it comes to…
My colleague, Matthew Howard, wrote just a few moments ago about Wellesley leaving the Peer-to-Peer Finance Association (P2PFA). It seems quite possible that the company left due to differences over its savings bond. On the one hand, Wellesley & Co. is a peer-to-peer lender, matching borrowers and…
Spokesperson Aldwyn Boscawen from Wellesley & Co., the P2P lending service, informed 4thWay today: “The Peer-to-Peer Finance Association has accepted the resignation of Wellesley & Co. with immediate effect. Following conversations between the P2PFA and Wellesley & Co. it became apparent that Wellesley’s ongoing marketing strategy would be…
As financial advisors have had to become more transparent with their costs, it is becoming harder for them to agree fees with clients who have less than £30,000. Independent financial advisors are expected to consider all forms of regulated savings and investment products for their clients,…
Funding Knight is the latest peer-to-peer lending company to announce improvements to make it easier for you to spread your risk and diversify across loans. You will notice that when you search for a loan through Funding Knight’s Loan Exchange you will get two options to…
