HNW Lending’s Manual Property & Asset Lending Account, averaging LTV after directors taking first loss, received an Exceptional 3/3 4thWay PLUS Rating. That lending account is paying around interest and the average lent is just of the valuation of the borrowers’ properties. Its auto-lend account pays…
CapitalStackers’ Property Lending Account/IFISA has earned an “Exceptional” 3/3 4thWay PLUS Rating. We forecast that lenders who start lending today will earn an average interest after bad debts, most of the time, although this will vary depending on your specific loans. Visit CapitalStackers* or keep…
LandlordInvest’s Bridging & Development Loans are currently unrated. LandlordInvest’s own data shows it hasn’t approved a new loan for 18 months and almost all loans have been repaid in full. Visit LandlordInvest or keep reading the LandlordInvest Review. Note that, as of 2026,
Blend’s Development And Property-Secured Business Loans are unrated, due to lack of information. These loans have been paying lenders around . Visit Blend or keep reading the Blend Review.
What are the best Innovative Finance ISAs? The best innovative finance ISAs are these, which offer a market-leading risk-reward balance: CapitalRise IFISA. (Minimum £1,000 per loan.) CapitalStackers IFISA. (Minimum £2,500 per loan.) Housemartin IFISA. (Minimum £1 per loan.) Loanpad IFISA. (Minimum £0.01, spread across 100s…
Crowd2Fund’s Business Lending is unrated, due to lack of data. There’s not enough information to estimate lending rates after losses from bad debts. Visit Crowd2Fund or keep reading the Crowd2Fund Review.
My team and I have been assessing P2P lending accounts since 2014 and we continue to have an outstanding record. (We won’t always get all the most important calls right – that’s impossible in investing – but we expect that we almost always will.) My…
Invest & Funds accounts are unrated. The standard account and the IFISA have been paying , according to Invest & Fund. Visit Invest & Fund or keep reading the Invest & Fund Review.
We’ll show you: Why buying and selling loans won’t always be speedy, and can sometimes be nigh-on impossible. What the delays cost you and how long they might last. The silver lining: that your risks actually come down due to slow lending and good investing…
CapitalRise’s Bridging & Development Loans have earned the Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around interest after bad debts. Visit CapitalRise* or keep reading the CapitalRise Review.
When you earn money through peer-to-peer lending there are huge tax breaks available to you. For most people there’s an automatic tax break on all P2P lending accounts. You can also open specific peer-to-peer lending accounts, called IFISAs, which are always free of income tax…
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
CrowdProperty’s Bridging & Development loans are unrated. This account has recently been paying lenders interest before bad debts. Visit CrowdProperty or keep reading the CrowdProperty Review.
Housemartin’s P2P Lending Account And IFISA And Classic Account has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around of the loan amount in interest, after bad debts. Visit Housemartin* or keep reading the Housemartin Review.
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
I was hoping to do an update on Kuflink in November after getting sufficient answers to a number of outstanding queries, as well as corrected data. Unfortunately, those answers are not all in yet, but there’s more immediate news for me to update you on….
For those of you have just read Can A P2P Lending Provider Be Too Profitable? by Neil Faulkner, I have compiled a list of some of the pages we follow when online lending and investment providers file their company accounts at Companies House: AxiaFunder (Champerty…
The last time we updated our piece on profitability (Which P2P Lending Sites Are Profitable?) I received the comment: “There is a flipside, the more the platform is making, the more they are taking from the lenders who actually fund the loans. And once Lendy was…
In 4thWay’s main update published this week, I wrote about how the financial regulator has put restrictions on Kuflink, due to failings in governance. “Governance” basically means managing the business in a proper way, with sufficient safeguards for lenders and others. One of the issues…
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*Commission, fees and impartial research: our service is free to you. 4thWay shows dozens of P2P lending accounts in our accurate comparison tables and we add new ones as they make it through our listing process. We receive compensation from Loanpad and other P2P lending companies not mentioned above either when you click through from our website and open accounts with them, or when you make an investment, or to cover the costs of conducting our calculated stress tests and ratings assessments. We vigorously ensure that this doesn't affect our editorial independence. Read How we earn money fairly with your help.
