Blend Review
Blend’s Development And Property-Secured Business Loans are unrated, due to lack of information. These loans have been paying lenders around . Visit Blend or keep reading the Blend Review.
Best Innovative Finance ISAs In 2026
What are the best Innovative Finance ISAs? The best innovative finance ISAs are these, which offer a market-leading risk-reward balance: CapitalRise IFISA. (Minimum £1,000 per loan.) CapitalStackers IFISA. (Minimum £2,500 per loan.) Housemartin IFISA. (Minimum £1 per loan.) Loanpad IFISA. (Minimum £0.01, spread across 100s…
Crowd2Fund Review
Crowd2Fund’s Business Lending is unrated, due to lack of data. There’s not enough information to estimate lending rates after losses from bad debts. Visit Crowd2Fund or keep reading the Crowd2Fund Review.
The 7 Best Peer-To-Peer Lending Accounts In The UK 2026
My team and I have been assessing P2P lending accounts since 2014 and we continue to have an outstanding record. (We won’t always get all the most important calls right – that’s impossible in investing – but we expect that we almost always will.) My…
Invest & Fund Review
Invest & Funds accounts are unrated. The standard account and the IFISA have been paying , according to Invest & Fund. Visit Invest & Fund or keep reading the Invest & Fund Review.
10 Ways To Get Your P2P Lending Money Back!
We’ll show you: Why buying and selling loans won’t always be speedy, and can sometimes be nigh-on impossible. What the delays cost you and how long they might last. The silver lining: that your risks actually come down due to slow lending and good investing…
CapitalRise Review
CapitalRise’s Bridging & Development Loans have earned the Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around interest after bad debts. Visit CapitalRise* or keep reading the CapitalRise Review.
How Does Peer-to-Peer Lending Tax Work?
When you earn money through peer-to-peer lending there are huge tax breaks available to you. For most people there’s an automatic tax break on all P2P lending accounts. You can also open specific peer-to-peer lending accounts, called IFISAs, which are always free of income tax…
Somo Review
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
Somo Review
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
CrowdProperty Review
CrowdProperty’s Bridging & Development loans are unrated. This account has recently been paying lenders interest before bad debts. Visit CrowdProperty or keep reading the CrowdProperty Review.
Housemartin Review
Housemartin’s P2P Lending Account And IFISA And Classic Account has earned an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders around of the loan amount in interest, after bad debts. Visit Housemartin* or keep reading the Housemartin Review.
Somo Review
Somo’s Bridging Lending Account received an Exceptional 3/3 4thWay PLUS Rating. These loans have been paying lenders . That’s before bad debts, although historically losses have been virtually zero. Visit Somo* or keep reading the Somo Review.
Kuflink In Trouble With The Financial Conduct Authority
I was hoping to do an update on Kuflink in November after getting sufficient answers to a number of outstanding queries, as well as corrected data. Unfortunately, those answers are not all in yet, but there’s more immediate news for me to update you on….
Some Company Account Links
For those of you have just read Can A P2P Lending Provider Be Too Profitable? by Neil Faulkner, I have compiled a list of some of the pages we follow when online lending and investment providers file their company accounts at Companies House: AxiaFunder (Champerty…
Can A P2P Lending Provider Be Too Profitable?
The last time we updated our piece on profitability (Which P2P Lending Sites Are Profitable?) I received the comment: “There is a flipside, the more the platform is making, the more they are taking from the lenders who actually fund the loans. And once Lendy was…
Inside Loanpad: The Tech Protecting Your Lending Returns
In 4thWay’s main update published this week, I wrote about how the financial regulator has put restrictions on Kuflink, due to failings in governance. “Governance” basically means managing the business in a proper way, with sufficient safeguards for lenders and others. One of the issues…
Kuflink Review
This review is temporarily down Normally, when 4thWay’s specialists reassess peer-to-peer lending providers and other online direct lending providers on behalf of individual lenders, the new assessment is put up on the 4thWay website with no downtime in between. However, perhaps once per year on…
Latest Full Lande Assessment For Lenders
LANDE* was the first ever P2P lending company in either the eurozone or continental Europe to be fully assessed by 4thWay. Lenders using LANDE have lent since 2020. What does LANDE do? LANDE’s borrowers are Latvian, Lithuanian and Romanian businesses – almost all farmers. Loans…
Peer-To-Peer Lenders: Who’s Out And Who’s In?
Today, just a reeeeeaallly quick look at a couple of the changes to 4thWay’s complete list of all P2P lending and other online direct lending providers. Because a few of the changes leaped out at me over the past few weeks: LandlordInvest is “out” This…
