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Lending Works Joins P2P Benchmark Index
Lending Works is a small but rapidly growing P2P lending company that is transparent on its rates, so we have been able to swiftly add it to the benchmark, shortly after we started it.
Lending Works is a low risk, low return P2P lending company. It's current forecast rates of 4% to 5.5% over one to five years after bad debts and fees has pulled the benchmark down slightly to an average expected return of a fraction over 5% per year.
The 4thWay® P2P Forecast Returns Index is the first P2P lending benchmark index. It is appropriate for ordinary individual lenders, rather than institutional investors or high net worth individuals. It shows you the rates you can expect to get if you lend today.
About Lending Works
Lending Works is a prime consumer loans P2P lending company that has a bad-debt provision fund set aside to pay bad debts, although no reserve fund is a guarantee. It also has insurance to pay for fraud, cyber crime and for borrowers who can't pay due to accident, loss of employment or redundancy.
*Commission, fees and impartial research: our service is free to you. 4thWay shows dozens of P2P lending accounts in our accurate comparison tables and we add new ones as they make it through our listing process. We receive compensation from Lending Works, and other P2P lending companies not mentioned above either when you click through from our website and open accounts with them, or to cover the costs of conducting our calculated stress tests and ratings assessments. We vigorously ensure that this doesn't affect our editorial independence. Read How we earn money fairly with your help.