Major Report Into Funding Circle

Again, I’m abusing my position and writing a blog about one of our own products – and yet it is something I would have written about if another company had created it. This week we have continued our series of highly detailed, plain English, informative, candid…

Greed and Fear in P2P Lending

P2P lending is an investment and all investments go through cycles. It doesn’t matter what you invest in, be it shares, property or something else, all of them are driven up and down by supply-and-demand, greed and fear. It’s the last two that cause huge bubbles…

Detailed Research Report into Wellesley & Co.

We don’t intend to use our Candid Opinion blogs to brag about what we’re up to. But if it was another company producing high-quality research, we would inform you about it either in our news articles or in our candid blogs. However, it’s us setting…

Why I’m not worried about Wellesley’s P2PFA exit

My colleague, Matthew Howard, wrote just a few moments ago about Wellesley leaving the Peer-to-Peer Finance Association (P2PFA). It seems quite possible that the company left due to differences over its savings bond. On the one hand, Wellesley & Co. is a peer-to-peer lender, matching borrowers and…

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