Find the best peer-to-peer lending accounts in the UK
Weeks of research, calculations and interviews by 4thWay’s specialists go into each and every provider shown in our comparison tables, making it easier for investors to identify the best peer-to-peer lending companies in the UK market.
Showing 26 peer-to-peer lending accounts for you to compare. Sorted by worst PLUS Rating first, then by Risk Score and finally by interest rate.
The 4thWay PLUS Ratings in the P2P lending comparison table assume you spread your money across 100s of loans in 6+ lending accounts, and hold your loans until they're fully repaid by the borrowers. Focus on your overall returns across all loans and P2P lending sites, not individual performances. The ratings are based on interest rates and a forecast of the risk of borrowers not repaying all their debt in a severe recession and property crash. Understand the risks before you lend. When you compare peer-to-peer lending accounts, read the reviews to get more information. Find out how P2P lending accounts qualify for listing.
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Peer-to-peer lending in the UK: review and compare your P2P options!
Here, you get to see UK peer-to-peer lending reviews, research and P2P comparison for your investment decisions. You won’t just see the best peer-to-peer lending in the UK here, but also the – let’s say – rather less than best! Because we don’t hold back with our candid research. We candidly review any P2P investment that takes the step of opening its people, business model and results to 4thWay’s intensive scrutiny.
Plus, you’ll find here our unique ratings, which stress test how lending through specific lending accounts and loans might perform in a severe recession and property crash.
If you are based in the UK, 4thWay’s specialists in investing, credit and credit-risk provide the most thoroughly researched and professional comparison.
We also show non-UK peer-to-peer lending providers if you can lend through them from the UK. You can exclude those from the table using the table filters. Click on “Refine your list” and select “Include lending in pounds only”.
Impartial. Accurate. Expert. Checked by users like you.
Commission, fees and impartial research: our service is free to you, including our peer-to-peer lending reviews, P2P comparison tables, ratings, guides and research articles. Some peer-to-peer lending companies above compensate us either when you open accounts or by covering the costs of conducting stress tests and calculating ratings. Read How We Earn Money Fairly with Your Help.
Accuracy: a panel of 4thWay’s users, chosen by yourselves, checks we’re being 100% candid.
Click on 2-5 checkboxes and click “Compare selected” to compare over 100 data points.
All P2P lending providers are eligible to be listed in the comparison table if 4thWay is provided enough information to assess them properly.
For a list of the providers that aren’t in the peer-to-peer lending comparison table, and the reasons why they’re missing, read this FAQ: Why don’t you list LendInvest, easyMoney and some others?
