To get the best lending results, compare all P2P lending and IFISA providers that have gone through 4thWay’s rigorous assessments.

Infographic: What Is P2P Lending And 4thWay?

Online lending (often called “peer-to-peer lending”, “marketplace lending” or “social lending”) is about people or businesses borrowing and lending directly with each other, cutting out the banks. Investors get a good return on lending, and borrowers get better repayment terms.

It is online lending platforms that bring the lenders and borrowers together:

What Is Online Lending (for Investors)


For lenders, the risks are usually lower and the returns far steadier than the stock market, while the interest you earn is far higher than savings accounts:

Risks vs Rewards


4thWay® helps lenders make confident lending decisions: while lending platforms check out the borrowers, 4thWay® checks up on the platforms. We see if they have the needed skills, policies and results, and then explain this simply to lenders:


What is 4thWay


Read more about 4thWay®.

Copyright BFGSL Ltd and 4thWay® 2014-2024. This peer-to-peer lending/IFISA comparison and ratings website is based on high-quality research, which requires investment. Please share content from our website by linking to it and not by copying it. See our T&Cs and Copyright Policy for more details and to buy additional rights. Acknowledge your sources.