Funding Circle response to “Please answer Funding Circle”

Hi Martin

Thank you for posting your review.

Peer-to peer lending should be viewed as a mid to long term investment with the secondary market being a feature of our platform. However, accessing funds in this way is not guaranteed as it is dependent on there being investors available to buy loan parts from you.

As a regulated platform we are required to ensure investors are purchasing loan parts at fair prices. This means taking into account the wider economy and how it might impact the businesses you lend to.

With the current situation presenting some significant unknowns we are obliged to be prudent and pause the market while we continue to assess the situation. However, you are still able to withdraw your monthly repayments made by the businesses you’ve lent to.

This is part of our ongoing work to protect investor returns as a regulated platform, and while the speed at which loan parts sell has always been subject to supply and demand, our priority has been to ensure that all investors have equitable access to available liquidity.

Apologies if you are yet to receive a reply and would ask if you could please either email again or give us a call should you wish to discuss further. Please give us a call on 0800 048 2467 or send an email to

The Funding Circle team.

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