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4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
Somo Now Taking First Loss On Most Loans
On second-charge loans approved on or after 1st November 2025, Somo* is providing 10% first-loss protection on the money you lend. The total Somo will ever pay out for the guarantee is capped at £1.2 million. Somo's guarantee cuts in when all reasonable attempts to...
CONTINUEPeer-To-Peer Lenders: Who’s Out And Who’s In?
Today, just a reeeeeaallly quick look at a couple of the changes to 4thWay's complete list of all P2P lending and other online direct lending providers. Because a few of the changes leaped out at me over the past few weeks: LandlordInvest is “out” This...
CONTINUELoanpad Review
Loanpad's Premium Account/Premium IFISA received an Exceptional 3/3 4thWay PLUS Rating. This account has been paying interest with zero losses. Visit Loanpad* or keep reading the Loanpad Review.
CONTINUEReview of the month
Proplend hasn't changed and that's a very good thing. But this review contains some substantially improved material on one of the few providers to offer some variety to your lending - with unparalleled risk control. A 4thWay specialist just completed the half-yearly assessment.
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