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4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.
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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!
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- What is Peer-to-Peer Lending?
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- The IFISA (P2P ISA) Guide.
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P2P lending and IFISA reviews
See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.
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4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.
HNW Lending Review
HNW Lending's Manual Property & Asset Lending Account, averaging LTV after directors taking first loss, received an Exceptional 3/3 4thWay PLUS Rating. That lending account is paying around interest and the average lent is just of the valuation of the borrowers' properties. Its auto-lend account pays...
CONTINUEBlend Review
Blend's Development And Property-Secured Business Loans are unrated, due to lack of information. These loans have been paying lenders around . Visit Blend or keep reading the Blend Review.
CONTINUECapitalStackers Review
CapitalStackers' Property Lending Account/IFISA has earned an “Exceptional” 3/3 4thWay PLUS Rating. We forecast that lenders who start lending today will earn an average interest after bad debts, most of the time, although this will vary depending on your specific loans. Visit CapitalStackers* or keep...
CONTINUEReview of the month
As Somo now offers a first-loss guarantee while paying nearly 10% interest, it has gone through a full 4thWay reassessment of the risk-reward balance.
DISCOVER SOMO4thWay in the news
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