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Compare your peer-to-peer lending options now with the providers who have run the gauntlet of 4thWay’s detailed assessments into their people, data and inner workings.

4thWay is the world’s first ratings agency for peer-to-peer lending. Now also investment indices. Founded in 2014. Rated 9.005/10 by our users.

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P2P lending has consistently earned lenders with sensible strategies a massively inflation beating return, since it came about in 2005. It has done so much more stably than the stock market, which has seen every third year being a loss year for share investors, after investing costs, compared to no down years for P2P lending!

P2P lending and IFISA reviews

See all our reviews into the P2P lending and P2P IFISA companies that have subjected themselves to hours of interviews with our specialists, provided us with over one hundred data points, submitted large amounts of data and gone through background checks.

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Read our research articles

4thWay regularly publishes 100% original and candid research to help you understand P2P lending better and understand your options better.

Critical Checklist – If You’re Not Doing This You’re Putting Yourself At Risk

P2P lending, IFISA lending and other online lending is pretty simple and straightforward to do well, but only if you do all the routine things right. Neither 4thWay’s lending tips nor any other educational information from us or elsewhere online can save you from disappointment,...

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The Five Best Investments (One Is Better Than P2P Lending!)

This is a brief look at all your quality investment options. I also make the case that there's one form of investment that trumps the rest. And – to be candid – it's not P2P lending. Four of the five quality investments that everyone should...

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How To Get Your Money Lent Out More Quickly

If you invest by buying shares through the stock market, you can be confident that most of your money is working for you most of the time. And you can reinvest with ease in seconds. It's extremely rare when this becomes difficult. Not so with...

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Review of the month

HNW Lending is back! We've reassessed this after a long delay and there's an awful lot to update you on.

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