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Hi, I am thinking of investing in Loan Pad as they seem to give me (a lazy investor) an easy diversified IFISA. Has anybody had any dealings with this fairly new P2P company?
It maybe ok having a very small proportion of a fully diversified portfolio in Loanpad, but surely not 100% of your available funds there? That would be worrying. My advice is to go with Ratesetter, Lendingworks and Growthstreet.