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Once my most highly recommended P2P platform, Zopa now too seem to be slowing down. On my independent spreadsheet religiously done every month over many years, returns are slipping. Various bad debt emails later I seem to have had several months with no net returns. Sure, this is sometimes P2P, we all expect losses and dips now and then but overall Zopa is not performing as well. Their ISA product is fairing a little better however. So for now I will off load all the non ISA investments held with Zopa and see how it goes. I don't think this is another Funding Circle situation but you never know!